Get what you need with Acima.
Excel RC has partnered with Acima to offer a flexible, lease-to-own solution that helps you take home the merchandise you need without using credit.
Get approved to lease merchandise with a retail cash price of $300 to $4,000.**
Get an instant approval decision that will allow you to lease merchandise with a retailer cash price up to $4,000.**
Shop for what you want without using credit or increasing your debt.
Make flexible payments that are conveniently scheduled with your payday.
Just a few basic requirements to get approved.
Active checking account with at least $1,000 of income per month
3 months of income history with your current source of income
Government-issued photo ID and SSN or Taxpayer ID Number
Choose the path to ownership that’s right for you.
Early Purchase Savings
You can purchase at any point during the lease for a significant discount. Do so within the first 90 days (3-months in CA) for the biggest savings.
Complete the Lease
After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.
For further information, please visit Acima’s FAQ.
*The advertised transaction is a rental purchase agreement
(rent-to-own agreement, consumer rental-purchase agreement or a
lease/lease-purchase agreement depending on your state) provided by
Acima. You will not own the merchandise until the total amount
necessary to acquire ownership is paid in full or you exercise your
early purchase option. Ownership is optional. Approval subject to
review and verification of your application. Not all applicants are
approved. Approval amount based on retail price of host retailer.
*“Shop without credit” means that this is not a credit, loan, or
financing transaction. We consider multiple data points in reviewing
your application and regularly approve customers with less than
perfect credit history.
**"Get approved for up to $4,000” refers to the maximum amount Acima
will spend to acquire goods from a retailer to provide to you, subject
to a lease purchase transaction. The Acima cash price may include a
markup over invoice price. Acquiring ownership by leasing costs more
than the retailer’s cash price. See your lease for payment amounts and
rental terms.
